Cashflow & Funding

Websites & Online Resources

SBA Offers Disaster Assistance to Josephine County Small Businesses Economically Impacted by the Smith River Complex Fire

The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to small businesses economically impacted by the Smith River Complex Fire that began Aug. 15. The loans include California and Oregon (Josephine, and Curry Counties).   For information visit the SBA Smith Fire website (https://www.sba.gov/article/2023/11/06/sba-offers-disaster-assistance-california-small-businesses-economically-impacted-smith-river-complex).   Your local SBDC-RCC may be able to help you navigate this opportunity/eligibility (https://www.roguecc.edu/SBDC/).   Deadline is August 6, 2024.

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Connect 2 Oregon (C2)

This business networking event sponsored by the Oregon Department of Transportation (ODOT) and the Small Business Development Center at SOU and RCC, will afford existing employers and those interested in starting their own business resources to help with finances, building capital, counseling, Government Contractor opportunities, and building relationships with government contract experts.  This will count as 4 CEU credits for contractors. Location: RCC/SOU Higher Education Center 101 S Bartlett St Medford, OR Sept 27, 7:30 am – 2:30 pm Lunch will be provided.

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Resources for Federal Contractors Section 503 and VEVRAA

Assists contractors meet their obligations under Section 503. Includes information supporting contractors on issues related to effective outreach and recruitment of individuals with disabilities and veterans, reasonable accommodations in the workplace, promoting self‐identification as an individual with a disability or a veteran by job applicants and employees, and other relevant topics.

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SBA Loans – Benefits.Gov Resources

Are you a small business owner looking for funding? The U.S. Small Business Administration (SBA) offers loans and grants to help you grow your business and succeed. SBA provides resources to help you start and expand your business.

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Healthcare Options for Early Childhood Workers, Senior Care Workers and All Essential Workers In Southern Oregon

The American Rescue Plan Act has significantly increased subsidies for people on the Health Exchange, making it very affordable for lower-income workers. SOESD is working to make sure all early childhood workers and all essential workers in our region have affordable health care.  Learn about ways employers can help by viewing a flyer or emailing peter_buckley@southernoregonsuccess.org.

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Small Business Grant (COVID impact) for Small Businesses in Oregon District #4

The Chamber of Medford & Jackson County, along with the Oregon Legislature and the Oregon Department of Administrative Services, will offer limited grants in response to COVID-19 and the economic impacts businesses faced in its wake.  The Southern Oregon Strong Business Success Grant Program will provide direct payments to eligible businesses in Oregon House District #4* who have previously or are currently experiencing losses due to the pandemic.

The program may cover revenue losses related to utility expenses, mortgage and rent arrears, and other specific expenses to alleviate the financial impacts of the pandemic. To qualify, a company must be classified as a small business with no more than 500 employees, and the primary place of business must be within the boundaries of Oregon House District 4.*

* Visit the Jackson County Chambers Site including a Map of Eligible Communities (such as Central Point, White City, Eagle Point, Foots Creek, New Hope, Rogue River, Gold Hill, Wimer).

View Press Release.

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Grants Pass FREE LED Lighting Upgrade Opportunity for Small to Medium Commercial-Type Buildings (Josephine County)

The Grants Pass & Josephine County Chamber of Commerce and the City of Grants Pass are working with Energy Trust of Oregon to bring energy savings to our communities.  Currently, they are offering a no-cost LED lighting upgrade opportunity for commercial-type buildings – customers of Pacific Power in Grants Pass and Josephine County.

Buildings must be either less than 20,000 square feet OR have fewer than 20 employees.  Examples of qualifying types of businesses are non-profits, stores or commercial businesses, restaurants, offices, service stations, motels, food banks, social and community services organizations and buildings, churches/houses of worship or faith, clinics, and many others.  Also, industrial facilities and the common areas of multifamily/apartment properties may qualify.

Energy Trust will schedule with you to conduct an onsite review for eligible lighting upgrades. A lighting installer contractor will work with your schedule and clean up afterward.  All at no out-of-pocket cost to you.

Register here.

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Microloans for Small Businesses in Josephine County

SBA microloans may be able to help small businesses and certain not-for-profit child care centers start up and expand. The average microloan is about $13,000.  To see if you are eligible and to access additional valuable resources contact your local SBDC office in Josephine County (https://sbdc.roguecc.edu/business-services, 541-956-7494, SBDC@roguecc.edu), tell them you heard about the Microloan program on Rogue Business and would like more information.

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Microloans for Small Businesses in Jackson County

SBA microloans may be able to help small businesses and certain not-for-profit child care centers start up and expand. The average microloan is about $13,000. To see if you are eligible and to access additional valuable resources contact your local SBDC office in Jackson County (https://sbdc.sou.edu/, (541) 552-8300, sbdc@sou.edu), tell them you heard about the Microloan program on Rogue Business and would like more information.

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Trade Promotion Grants

​​Oregon’s Trade Promotion Grants are awarded to eligible small businesses that meet the U.S. SBA’s definition and can self-certify their eligibility. Small businesses are generally defined as those with 500 or fewer employees. Candidates must evaluate and certify their eligibility by submitting two required SBA forms: Self Certify as a Small Business, and Debarment Certification.  To learn more visit Business Oregon or to see all US State contacts visit the SBA Directory.

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Live Venue Grant

The Live Event Support Industries Program is administered by Business Oregon, the state’s economic development agency. The Oregon legislature allocated Business Oregon federal American Rescue Plan Act (ARPA) Coronavirus State Fiscal Recovery Funds for the purpose of supporting live event support industry service providers negatively impacted by the COVID-19 public health emergency. This Program will provide up to $10 million in grant assistance to qualifying applicants that have experienced financial hardships as an outcome of public health measures necessitated by the COVID-19 public health emergency.

The grant can be awarded to those that plan/deliver live events and most businesses that support live events (catering, audio-visual, equipment rentals, security, speciality entertainers, portable toilets, photographers, planners and more).

Click View Resource for details including eligibility, an application, and more.

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Benefits for Farmers

Benefits.gov houses information on over 40 benefits specific to agriculture and environmental sustainability. This article shares programs and resources that can help farmers find government benefits.

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T.H.R.I.V.E. Emerging Leaders Reimagined

T.H.R.I.V.E. Emerging Leaders Reimagined is an executive-level training series intended to give ambitious small business leaders a challenging opportunity to accelerate their growth through targeted training led by motivating leaders in small business development. T.H.R.I.V.E. Emerging Leaders Reimagined revolutionizes the rich history of executive-level training for small businesses poised for growth.

This training is not for start-ups or people who are thinking about starting a business. T.H.R.I.V.E. Emerging Leaders Reimagined advanced training series is open to small business owners and executives that:

Have annual revenues of at least $250,000
Have been in business for at least three years
Have at least one employee, other than self

The training is free through the SBA.

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Fire Hardening Grants – Business and Homes

The long-awaited Fire Hardening Grants are now available to those whose home or business was lost or damaged in the 2020 wildfires.

This is an opportunity to “Build Back Better”! You may be eligible to receive more than $6,000 in money (including reimbursement) for fire hardening of your home or business. With $5.7 million dollars available to residents of Jackson County and 155 applicants to date, millions of dollars of funding remain for those who are facing an expensive rebuild. 

Here’s the link to apply: www.tinyurl.com/firehardeningapply

Here is the full list of fire-hardening improvements eligible for funding: www.tinyurl.com/grant-incentives

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Federal Tax Preparation Support for Businesses During the 2022 Filing Season

Join the IRS for a series of online meetings in February and March (divided by location/states) for small business organizations and owners. The meetings will include:
• Presentations from IRS leadership covering the top tax issues affecting small business owners regarding income, deductions, employment taxes and recordkeeping
• How to get ready for the 2022 filing season
• Tax scams targeting small businesses
• How the IRS is reorganizing to better serve small business taxpayers
• Listening session to hear concerns, feedback and suggestions from participants

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Rogue Business Connections

The Rogue Business Connections community on LinkedIn allows business and nonprofit leaders in the Rogue Valley to connect and share questions, resources and solutions to the challenges that many businesses face in our region.

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